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Retirement risks are increasing with longevity and shorter working life. You need to save smart to build a strong financial foundation for you to live well post retirement.

For Just Rs 2000* for 2 years you Invest, Earn & Learn

Rs 2000 subscription* will give you

  1. Low cost Mutual Fund portfolio based on your Risk Profile and modelled on Warren Buffett’s (The Richest Investor in the World) principles of investing
  2. Tutorials on Mutual Funds, Equities, Fixed Income & Personal Finance
  3. Unbiased advise on when to Invest and When Not to Invest or Sell your Investments. “We Do Not Sell or Distribute Mutual Fund Products and Do Not Earn any Other Transaction Commission, You pay Rs 2000* for our advise, nothing more.

*Rs 2000 plus service tax for two year period

Sensex touched record highs of 30,000 today and our analysis suggests that it can potentially touch 40,000 over the next two years. You can participate in the Sensex upside and start building your retirement savings through low cost Mutual Funds that are much less risky than stocks. This will also give you a learning on mutual funds, equities, fixed income and personal finance and with this learning you can then start to diversify your investments into stocks and fixed income investments.

What goes into building a good retirement corpus that will generate high pension income for you to live life to the fullest? The answer is to grow your savings to beat inflation by a wide margin and also protect your savings from capital loss.

Stocks are the best way to grow savings as its a proven fact that the biggest wealth creators in the world are entrepreneurs. In India, employees of companies such as Infosys and HDFC Bank have created a high pension income through stock options. Many investors too have benefitted from investing in high growth stocks and have created a high pension income for themselves.

However, many of you may not have the appetite for individual stocks as for every Infosys or HDFC Bank there are 100 other stocks that have caused huge financial loss for investors. But you can still benefit from investing in stocks and yet lower risk of capital loss substantially by investing in a basket of stocks that comprises the Sensex or Nifty index. These stocks are the largest companies in India and the exchanges make sure that only the largest companies are present in the Sensex and Nifty indices.

Investing in the Sensex or Nifty index basket helps you achieve the growth in savings required for a high pension income and also helps protect your capital as you can easily sell your investments when markets become unhealthy.

We will tell you when to invest and when not to invest  in Sensex or Nifty stocks and help you grow you savings to achieve a high pension income.

Sensex at 40,000 in 2019

The next two years is likely to see Indian equity markets cross many peaks as both the global economy and Indian economy are seeing signs of coming out of a long slump post 2008 financial crisis. India’s political climate too looks strong with the Modi led BJP government sweeping state polls in key states such as UP. We expect the Sensex to touch 40,000 in 2019. Click here for our presentation, Sensex at 40k in 2019. 

We believe that in order to secure your financial future post retirement you would require to be smart about your savings. You would need to build a good corpus when equity markets are expected to do well and then protect your capital when returns fall.

We bring you low cost investment strategy for your mutual fund investments based on Warren Buffett’s principles.

Warren Buffett is the Richest Investor in the World and to get there and stay there he has obviously done something right, consistently over a long period of time.

We apply his Principles to your MF Portfolio and you can reap the benefits of his wisdom.

Two primary principles of Warren Buffett that we follow for advising you on your MF Investments are

1. Active investment management by professionals – in aggregate – would over a period of years underperform the returns achieved by rank amateurs who simply sat still. The massive fees levied by a variety of “helpers” would leave their clients – again in aggregate – worse off than if the amateurs simply invested in an unmanaged low-cost index fund.

2. Sell when others are buying and buy when others are selling.

Based on these two Principles of Buffett, we will construct a simple mutual fund portfolio that carries low cost, which can be as low as just 0.05%. We will also distribute your investments between Equity Funds, primarily Index Funds or ETF’s that mirror the performance of Sensex or Nifty Index, and Fixed Income Funds. Depending on your understanding and risk appetite we will also selectively suggest active funds that do not carry high costs..

Not only we will give you the MF portfolio, we will give you the tutorials required to understand your investments.

Your MF investments will then gain when Sensex and Nifty are rising and will be protected when they fall sharply and stay low for long periods of time. When Sensex and Nifty are rising and looking to rise for longer periods of time, we will construct your portfolio in such a way that you gain maximum benefit from the rise. However when markets are at peaks and looking to fall, your portfolio will be exposed only to Fixed Income, that protects capital and provides stable returns .

Moreover, we will keep updating you on our analysis of Markets, Economies and Businesses, which will give you a good knowledge of outlook for equity and fixed income markets, which in turn will determine your MF portfolio.

How Does it Work? 

Once you sign up, we will establish your risk profile and then suggest a MF portfolio. You can then invest in the MF schemes directly through the MF websites or through platforms that offer direct investments. ETF’s you invest through your broking account like you buy equities. We will hand hold you if required.

Advisory Fees 

The Advisory Fees for our Invest, Earn & Learn about equities, fixed income is just Rs 2000 plus service tax (gst as applicable), which works out to just Rs 1000 per year (plus service tax). The fees for the full two year is payable upfront.


 


Subscribe Now

Invest, Earn & Learn-One Year Subscription

Mutual Fund Portfolio
Risk Profiling
Tutorials on Mutual Funds
Market Updates, Analysis and Reports
24*7 Support


For subscribers in India

Rs6666
inclusive of GST
For One Year

Call Neelima at +919819770641 or email neelima@zephyr.org.in for queries

Check out our Premium Advisory Services

Our track record over the last five years for premium subscribers is exceptional. Please go through the presentation on our core philosophy, ethics and services.

Download (PDF, 757KB)

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