Action Buy your second house if you are comfortable taking on a big loan and you want a bigger space to live in. Stretching yourself to buy a property for investment exposes you toRead More
The guidance given by the US Federal Reserve (Fed) on its policy rates and inflation drove up risk assets and drove down the US Dollar (USD). The Fed indicated that it would keep pRead More
Government bond yields will rise further from current levels on worries of liquidity and supply. The ten year benchmark bond, the 8.79% 2021 bond is trading at levels of 8.35% and Read More
The government gives tax free status to bonds issued by public and private sector enterprises, but it does not guarantee the bonds. Investors have to differentiate between tax freeRead More
The following ten basic principles of fund management is the foundation for learning to be your own fund manager. 1.Absolute or relative: Fund management requires you to define youRead More
 The stock price of Apple, the maker of the path breaking IPod, IPad and IPhone has returned a CAGR (Compounded Annual Growth Rate) of 43% over the last ten year. If you had boughtRead More
Everyone wants property prices to come down, but nobody wants it to stay down. Property prices are unaffordable and not economically viable at present in many parts of India. HowevRead More
RBI withdrawing OMO pushed up bond yields The government bond market reacted negatively to the CRR cut with bond yields rising by 25bps from lows of the day. Ten year benchmark bonRead More
CRR cut is a precursor to more rate cuts in March 2012 The 50bps CRR (Cash Reserve Ratio) cut by the RBI in its monetary policy review on the 24th of January 2012 is the first of mRead More
Government has played spoilsport on a repo cut  The markets are enthused by the CRR cut with rally in equity, currency and bonds. Equities and the Rupee are up by over 1% while bonRead More
The government borrowing takes place through auctions. The government auctions bonds to the market in order to achieve its borrowing target for a fiscal year. Interest rates move uRead More
Debt can be either in the form of loans or in the form of money market securities or bonds. Debt can be secured against assets or can be unsecured. Debt can be short term or long tRead More
RBI will cut policy rates of CRR (Cash Reserve Ratio) and Repo on the 24th of January 2012. The markets are poised for rate cuts though public posturing by market participants is oRead More
Volatility is poised to increase in the markets in the coming weeks. Equity indices have rallied sharply across the board month to date and at higher levels markets will have to stRead More
Tight liquidity conditions lead to a distortion of returns in the fixed income market. Investors will face a scenario where their investments in short maturity fixed income securitRead More